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Monday, November 23, 2015

Smart Shopping for the Holidays

By Maria Francisca Mendoza, Financial Capability Educator

The holiday season is almost here. Having a plan on how to manage your spending will help you save money, keep you out of debt, and reduce stress. Setting a limit per person will help prevent spending too much on gifts. Here are a few more ways to keep your holiday budget on track:
  • Purchase items early and on sale.
  • Give homemade gifts or written promises (IOUs) to do a personal favor or simply spend time with someone.
  • Shop with a list of three to five options per person and pick one gift for each person.
  • Take advantage of retail store coupons to maximize savings.
  • Consider giving gift cards – they are always welcome.
  • Use common sense when shopping for the holidays; you can please your loved ones without going over your budget.

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