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Extension > Live Healthy, Live Well > 5 Ways to Make the Most of Your Health Coverage

Thursday, February 22, 2018

5 Ways to Make the Most of Your Health Coverage

Share these tips with your family and friends so they too can make the most of their health coverage and live a long healthy life.

In the United States, an estimated 12.7 million people signed up for coverage in the 2016 Open Enrollment, allowing them to gain or renew access to the health coverage they need. Enrolling in a health plan, however, is only the initial step. To help you go from coverage to care, the Centers for Medicare & Medicaid Services has created resources in multiple languages, available at no cost, to help you understand your benefits and connect to a primary care provider and preventive services.

Here are five ways to make the most of your health coverage:
  1. Confirm your coverage: Be sure your enrollment is complete. Contact your health plan and/or state Medicaid office. Pay your premium if you have one, so you can use your health coverage when you need it.
  2. Know where to go for answers: Contact your health plan to see what services are covered, and what your costs will be. Read the Roadmap to Better Care and a Healthier You to learn about key health insurance terms, like coinsurance and deductible.
  3. Find a provider: Select a health care provider in your network who will work with you to get your recommended health screenings. Remember you might pay more if you see a provider who is out-of-network.
  4. Make an appointment: Confirm your provider accepts your coverage. Talk to your provider about preventive services. Ask questions about your concerns and what you can do to stay healthy.
  5. Fill your prescriptions: Some drugs cost more than others. Ask in advance how much your prescription costs and if there is a more affordable option.

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